Is my property located in a flood hazard area?

Yes, every property is in a Flood Zone.  Flood Zones are determined by FEMA Flood Insurance Studies based on the risk of flooding.  High risk flood zones include A, AE, AO, V, and VE.  Flood Zone X is considered a minimal risk area and doesn’t usually require the purchase of flood insurance.However, flooding can occur anywhere. For more information, please click on the following link:

The FEMA maps delineate areas that are within flood hazard areas (areas prone to flooding) as well as areas outside the flood hazard area (Flood Zone X).  These maps are used by insurers and lenders to assist in determining if flood insurance is required for a property owner.  You can determine the flood zone for your property through the FEMA Map Service Center. provides information regarding the purchase of a flood policy, risk assessments, types of flood insurance, and policy costs and terms.

Show All Answers

1. How is my property zoned?
2. How do I find out about proposed development projects?
3. Is my property located in a flood hazard area?
4. How can I obtain a written zoning confirmation for a property in Ormond Beach?
5. How can I get information on a project that will be heard by the Planning Board?
6. How can I get information on a variance request that will be heard by the Board of Adjustment and Appeals?
7. What is the Form Based Code?
8. Are short term rentals / Airbnb’s allowed?
9. Can I put a modular home on my property?
10. Do I need a permit for a shed?
11. Where can I store my RV and/or Boat on my residential property?
12. Do I need a permit for a fence?
13. Do I need a permit to replace my driveway?
14. My property on North US Highway 1 is in the unincorporated area of Volusia County. Why do I need to get a permit from the City of Ormond Beach?
15. How am I able to tell if my address is within Ormond Beach jurisdiction or Volusia County?
16. What is a Comprehensive Plan versus the Land Development Code?
17. How can I stay informed of development projects and planning related items?