The natural storage and movement of water can result in the flooding of properties not normally inundated by water. The Federal Emergency Management Agency (FEMA) has produced maps for the entire country that classify the risk of flooding in communities and identify areas of high risk as special flood hazard areas (SFHA). These areas have a risk of flooding 1% in any given year. The maps also identify low to moderate risk within communities. It is important to remember that in these areas flood risks vary from property to property even in the same neighborhood.
Request Floodplain (FEMA) Information
Flood Zone Questions
Flood Information Line
386-676-3238 Option 3
Monday - Friday
8:00 a.m. - 5:00 p.m.
Digital Flood Insurance Rate Map Update
FEMA recently completed a multi-year study in cooperation with Volusia County and the Incorporated areas to re-examine flood zones and develop detailed digital flood hazard maps. This study employed new data and the most technically advanced modeling established base flood elevations that were published in the Federal Register, (Volume 76, Number 193 dated October 5, 2011). The effective date of the new DFIRMs was February 19, 2014.
Now that the maps have become effective, some property owners may have changed flood zones. Any property owner can use the Volusia County Flood Map Viewer or the Ormond Beach FEMA FIRM maps listed below to determine the current flood zone for their property.
Click INDEX to determine your property location and identify the map number pertaining to your property.
The City of Ormond Beach participates in the National Flood Insurance Program (NFIP), allowing property owners within the City to acquire Federal flood insurance policies for properties subject to flood hazards. Since 1992, the City has voluntarily participated in the Community Rating System (CRS), a Federal Emergency Management Agency (FEMA) program that qualifies the City for reduced rates on flood insurance policies. The rating system is based on 18 activities that receive credit points by implementing local mitigation, outreach, and educational activities that go well beyond minimum NFIP requirements. Effective May 1, 2012, the City of Ormond Beach CRS rating is a 6, meaning that flood prone properties within the City receive a 20% discount on their flood insurance policies.
Flood insurance is an important first step in protecting your financial investment. For homes in a high risk zone, there is a 26% chance of experiencing a flood during the life of a 30-year mortgage, compared to a 9% chance of fire. In accordance with the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994, flood insurance is required for all structures located in a Special Flood Hazard Area that carry a home mortgage loan backed by a federally-regulated lender or servicer. Remember, flood insurance is available for all properties, regardless of risk designation. Learn more by visiting the National Flood Insurance Program Consumer website.
Flooding and Flood Risks