Defining Flood Risks
The natural storage and movement of water can result in the flooding of properties not normally inundated by water. The Federal Emergency Management Agency (FEMA) has produced maps (Flood Insurance Rate Maps, FIRMs) for the entire country that classify the risk of flooding in communities and identify areas of high risk as special flood hazard areas (SFHA). The maps also identify low to moderate risk within communities. It is important to remember that in these areas flood risks vary from property to property, even in the same neighborhood.
The Planning Department can provide assistance in determining if a property is in an SFHA, which flood zone it is in, if a structure is located in a floodway, and if a Letter of Map Amendment (LOMA) or Letter of Map Revision based on Fill (LOMR-F) has been issued.
Request Floodplain (FEMA) Information
Flood Zone Questions
Flood Information Line
386-676-3238 Option 3
Monday - Friday
8:00 a.m. - 5:00 p.m.
The effective date of the most recent Digital Flood Insurance Rate Maps (DFIRMs) was February 19, 2014. Any property owner can use the Volusia County Flood Map Viewer or the Ormond Beach FEMA FIRM maps listed below to determine the current flood zone for their property.
Click INDEX to determine your property location and identify the map number pertaining to your property.
The City of Ormond Beach participates in the National Flood Insurance Program (NFIP), allowing property owners within the City to acquire Federal flood insurance policies for properties subject to flood hazards. Since 1992, the City has voluntarily participated in the Community Rating System (CRS), a Federal Emergency Management Agency (FEMA) program that qualifies the City for reduced rates on flood insurance policies. The rating system is based on 19 activities that receive credit points by implementing local mitigation, outreach, and educational activities that go well beyond minimum NFIP requirements. Effective May 1, 2012, the City of Ormond Beach achieved a CRS rating of a 6, meaning that flood prone properties within the City receive a 20% discount on their flood insurance policies.
Flood insurance is an important first step in protecting your financial investment. For homes in a high risk zone, there is a 26% chance of experiencing a flood during the life of a 30-year mortgage, compared to a 9% chance of fire. In accordance with the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994, flood insurance is required for all structures located in a Special Flood Hazard Area that carry a home mortgage loan backed by a federally-regulated lender or servicer. Remember, flood insurance is available for all properties, regardless of risk designation. Learn more by visiting the National Flood Insurance Program Consumer website.
Floodplain Management Plan
The 2013 Volusia County Floodplain Management Plan was developed by the East Central Florida Regional Planning Council for Volusia County and the jurisdictions within. The plan is designed to encompass a snapshot of floodplain hazards throughout the county and also provide separate jurisdictional plans developed as the appendices of the main plan. This design promotes a unified approach to mitigation and planning efforts and consistency across the county. This plan is integrated with the Volusia County Local Mitigation Strategy (LMS).
Floodplain Management Plan Progress Report 2015
The 2015 Floodplain Management Plan Progress Report is prepared for submittal for continued credit under the National Flood Insurance Program's Community Rating System (CRS). It is designed to provide the status of the objectives implementing the community's Floodplain Management plan. It is submitted to the City Commission, local media, and the State NFIP Coordinating Official as part of its annual CRS re-certification.
Volusia County Multi-Jurisdictional Local Mitigation Strategy
The Volusia County Multi-Jurisdictional LMS was recently updated and found in compliance with the federal hazard mitigation planning standards. The overall goal of the LMS is to reduce potential damage and destruction of both public and private property, and to reduce the disruption of the local economy and overall quality of life of individuals who live, work and vacation in the community. On July 28, 2015, the City Commission formally adopted the five-year update of the Volusia County LMS, which includes the Volusia County Multi-Jurisdictional Hazard Mitigation Plan, the Floodplain Management Plan (see previous section), and the Volusia County Flood Response Program A, B, and C.
Flooding and Flood Risks
Evacuation Plan and Route Map
American Red Cross Flood Safety
Federal Alliance for Safe Homes
Florida Get A Plan
Florida Division of Emergency Management
St. Johns River Water Management District